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Which is the most cost-effective car loan, car mortgage or credit card loan?
If the car mortgage of Ping An Bank is a loan product with mortgage certificate (vehicle registration certificate) without GPS, the maximum amount is 500,000-500,000, and the maximum loan amount is 10%. The loan amount is used for legitimate personal consumption and operation. The following basic information is for your reference. You can consult the local car loan branch for details.

1. Application conditions:

① The age is 25-55 years old (inclusive), and customers who purchase performance insurance can be relaxed to 22-60 years old (inclusive);

② The mobile phone number needs real-name registration for one year;

③ Good credit record;

④ The vehicle has been purchased for no more than 7 years (subject to the date of first registration), the mileage is < = 120000km, and the vehicle appraisal value is above 70,000 (inclusive).

2. Application materials: ID card, marriage certificate, household registration certificate, asset certificate, vehicle registration certificate, loan use certificate, etc.

3. You can log in to Ping An Pocket Bank APP- Loan-Car Loan to learn about the loan details and try to apply. Whether we can get the loan depends on the approval of our loan system.

If you mean the credit card cash installment business, cash installment means that the credit card grants a sum of cash to the customer, and you can apply to transfer it to a personal savings card. You can withdraw cash, deposit it, and repay it in installments according to the loan cycle, thus reducing the repayment pressure.

If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.

/branch/mkt/bank online/dist/online bankless . html #

Reply time: 202 1- 12-23. Please refer to the latest business changes announced by Ping An Bank in official website.