1. Foreign exchange purchase and repayment: The exchange rate is based on the exchange rate published by our bank at 10 a.m. on the day of repayment at the US dollar selling price.

2. Purchase of foreign exchange with overpayment: The purchase of foreign exchange with overpayment applied before 16:00 pm every day will be processed at the exchange rate of the day; the purchase of foreign exchange with overpayment applied after 16:00 will be processed as follows: Daily exchange rates are processed.

3. Accounting of foreign currency consumption in RMB: The exchange rate announced by our bank at 10 a.m. on the day of recording each transaction in U.S. dollars shall be the exchange rate. Non-U.S. dollar transactions will be converted into U.S. dollars by overseas card issuing organizations first. , and then convert it into RMB and record it into the account (during the above process, overseas card issuing organizations such as VISA and MASTER will charge foreign exchange fees).

For specific exchange rates, please log in to the public/professional version of online banking and query in "Repayment Management" - "Automatic RMB Foreign Exchange Purchase" - "USD Bill Foreign Exchange Purchase and Repayment Function Settings".

If you still have questions, please add credit card online customer service consultation:

QQ channel: Search "4008205555" among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend (not Support mobile QQ)

WeChat channel: Search the number "China Merchants Bank Credit Card Center" in WeChat and follow it; (Note: The web version of WeChat is not supported)