At present, there is no annual fee for credit cards, main cards and supplementary cards issued by China Postal Savings Bank. Shanghai Pudong Development Bank's McDull series credit card, Agricultural Bank's Jinsui Ruyi card, Bank of Beijing's Aida credit card, etc. It also implements a lifelong annual fee-free policy. In addition, the all-currency international credit card launched by China Merchants Bank is also a life-long annual fee-free credit card.

In addition to the special card types stipulated by the bank, the annual fee can be waived for life, and the general gold card and the general card can be swiped for a certain number of times or a certain amount.

1. CITIC Bank stipulates that the annual fee of the current year can be waived if you swipe your card 1 time within 1 month after activation, and the annual fee of the following year can be waived if you swipe your card five times within one year;

2. ICBC stipulates that the annual fee for the following year can be waived if the credit card is swiped five times in one year, and the annual fee for the card in that year can be waived;

3. China Construction Bank and China Everbright Bank stipulate that Puka is free of annual fee in the first year, swiping the card three times in one year, and free of annual fee in the next year;

4. Industrial Bank, China Bank, Agricultural Bank and Huaxia Bank stipulate that credit cards are free of annual fees in the first year, swiping cards five times in one year, and free of annual fees in the next year;

5. China Merchants Bank and Bank of Communications stipulate that the annual fee for credit cards is free in the first year, and the annual fee is free in the following year after swiping the card six times in one year;

6. According to the regulations of the Bank of East Asia, the annual fee is free for credit cards in the first year, 5 times or 2,000 yuan in one year, and the annual fee is free in the next year;

7. According to the regulations of Shanghai Pudong Development Bank, the annual fee for credit cards is free in the first year, and the annual fee is free in the following year.