First of all, you can go to the counter to get the card on the spot. The bank will send a credit card expiry replacement notice to the cardholder before the credit card expires. For credit cards that are no longer used after expiration, the cardholder can sign the non-replacement receipt and send it back within the specified time. Banks, banks will stop issuing new cards. Then, the bank will no longer charge annual fees for the next two years.

Secondly, you must go to the card-issuing bank to change your credit card. For cardholders who have changed their address due to work or home, if they want to change the card-receiving bank, they can fill in the "new address of the card-receiving online store" on the card replacement notice and send it back to the bank.

Third, the longest service life of a credit card when replacing a credit card is at the end of the month marked on the card. Cardholders can go to the card-issuing bank to change the card during the month marked on the card and just bring their ID card. At the same time, the bank will charge an appropriate production fee, and the one-time two-year annual fee will be deducted from the credit card.

Finally, the editor reminds cardholders who are planning to send back the receipt without replacing the card, do not send the credit card in the receipt. In the future, the credit card must be presented when canceling the card.