2. In addition, even if the installment is terminated in advance, the handling fee for the remaining installments will still be charged. For example, if you pay 1 yuan for each issue and 12 yuan for each issue, the bank will only think that you have overpaid, and the rest is just overpayment. The bill is still deducted in one installment. If you can, you can cancel the installment payment first, then pay back, and click on the repayment directly, but the details still depend on the bank's regulations. Of course, some banks are more humanized, and the remaining installments can be repaid in advance without handling fees.