No impact. Overdue credit cards generally have no impact on political review, but it will certainly have an impact if you are suspected of credit card fraud. After the credit card is overdue, if it is returned in time, it will not affect the individual's political review for party membership. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back.