1. Credit cards are distributed to different people: Business credit cards are real-name registration system registration cards specially for business travelers, which are more suitable for people than business credit cards and basically suitable for everyone;

2. There are many ways to pay the annual fee: the annual fee of business credit card is paid by the company, and the credit card is paid by the cardholder personally; The annual fee of some banks' credit cards can be reduced or exempted through daily consumption, and the specific reduction or exemption methods vary from bank to bank.

3. Credit cards are divided into main cards and auxiliary cards, while business credit cards are not;

4. Business credit cards can be repaid by units or individuals, and credit cards must be repaid by cardholders.