Can CCB credit cards be transferred?

Question 1: Can CCB credit cards be transferred? CCB credit cards cannot be transferred directly. If you have your own extra deposits in the card, you can withdraw it at the counter of a CCB branch (above 2,000 yuan) or an ATM machine (daily limit of 2,000 yuan per card). You can withdraw the extra deposits from the credit card at the local bank where the credit card is opened. There is no handling fee, or if the poster has a CCB savings card, you can also call their service hotline, and the refund can be directly transferred to the savings card.

If the host needs to overdraft cash, an interest of 0.5% of the cash amount will be charged every day starting from the day of cash withdrawal, and a cash withdrawal fee will also be incurred. The fee is 0.5% of the cash withdrawal amount, at least 2 yuan, per day. The maximum withdrawal limit for each card is 2,000 yuan, and the cumulative cash withdrawals shall not exceed half of the credit card limit.

For example, the poster withdraws 2,000 yuan in cash overdraft and pays it back 10 days later

The total amount that needs to be paid back = cash withdrawal principal, cash withdrawal handling fee, cash withdrawal interest

=20001010

=2020 yuan

Question 2: Can CCB credit card be transferred? What are the handling fees? CCB credit cards cannot be transferred. If you want to withdraw cash, you can withdraw cash at any bank's ATM machine or our bank's counter. The maximum daily withdrawal is 2,000 yuan. CCB does not distinguish between different banks, local and different places. The handling fee is 0.5% of the cash withdrawal amount, and the minimum is 5 yuan per transaction.

Credit cards of some banks can transfer funds, which is regarded as cash withdrawal.

Question 3: How to transfer money online with CCB credit card? CCB credit card cannot transfer money, because the credit card is an overdraft account, the card only has a limit and does not support transfer out, even if there is an excess payment in the card, It cannot be transferred out and can only be withdrawn. There is no handling fee for withdrawing excess payment from local CCB outlets or ATMs. If it is an overdraft withdrawal, handling fees and interest will be charged. The handling fee is charged at 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan; interest is charged in full from the day of cash withdrawal, with an interest rate of 0.5% per day, and compound interest is calculated monthly. The withdrawal limit is 5,000 yuan per card per day, and the cumulative amount cannot exceed 50% of the credit limit.

Question 4: Can CCB credit card be transferred via WeChat? Hello, credit cards cannot send red envelopes or transfer expenses, which is equivalent to cashing out. The credit card can be bound to WeChat to set a payment password, and then your WeChat change will contain If you have money, you can transfer it.

Question 5: Can CCB’s credit card accept transfers and remittances from others? Credit cards can accept remittances and can waive the remitter's handling fees

Question 6: Is there any handling fee for transferring funds from a CCB credit card to a CCB bank card? Transfers cannot be made with CCB credit cards. You can only withdraw cash and then deposit the cash into your passbook. CCB overpayments can be withdrawn from local branches for free. Please go to the bank business hall to operate directly.

Question 7: How to transfer funds from CCB card to credit card? Do you mean credit card repayment? Converting a debit card to a credit card is equivalent to storing money in a credit card, and the excess will be used for future consumption. If the balance is insufficient, it will be repaid. It is worth mentioning that there is a handling fee for credit card cash withdrawals. If you have opened online banking, you can directly log in to the online bank to transfer money, or you can transfer money at an ATM machine.

Question 8: How to transfer funds from a CCB credit card to a bank card? CCB credit card has cash installment business, please apply for cash installment, and the bank will approve it Afterwards, the cash is transferred directly to the bound debit card of our bank. Direct transfer to debit card is not possible.

Question 9: Can CCB credit cards be transferred to bank cards? Credit cards do not support transfer transactions. If you want to transfer to other cards, you must withdraw cash and then deposit.

Question 10: Can CCB’s debit card be used to transfer funds to credit cards online? Hello!

If you want to repay a credit card, you need to use: credit card repayment transaction, not transfer transaction.

Other transfer services can be used: current transfer and remittance, fixed-term transfer, inter-bank transfer or scheduled transfer, etc.

The above information is for reference only

Yougufei Snow 123

Can CCB credit card be transferred?

CCB credit card can be transferred, but it is not a direct transfer, it is an indirect transfer, because CCB credit card does not have the function of direct transfer.

Cardholders can transfer money through online banking or ATM machines within the limit specified by the credit card.

CCB credit card is named "Dragon Card" by China Construction Bank and is mainly used for POS terminal consumption. Since the CCB credit card is not a debit card, it does not have the debit card function. When handling transfer business, the cardholder needs to have a China Construction Bank debit card that belongs to him and there is money in the China Construction Bank debit card. Through the cash withdrawal function of the CCB credit card, you can deposit the credit card amount into the debit card to realize the credit card transfer function. The transfer method of CCB credit card is actually a cash withdrawal, not a transfer in the true sense. If the cardholder needs to transfer the credit card amount to other bank cards, it is not possible. He can only use the CCB credit card cash withdrawal function to store the specified amount into other bank cards.

There is a handling fee for CCB credit card cash withdrawals. The domestic handling fee is 5% of the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan. The overseas handling fee is 3% of the transaction amount, with a minimum of US$3. Transfers using a China Construction Bank credit card are charged on a per-transaction basis and do not differentiate between different places within the same city. After transferring money with a CCB credit card, the cardholder will pay a daily interest rate of 0.05%.

How can the money in the CCB credit card be transferred to the CCB bank card?

First of all, in the latest credit card policy, credit cards can be transferred to bank cards. There are two forms of transfer: 1. Bank credit card transfer, you can transfer credit card funds to the bank's debit card. The handling fee is about 1%, and interest is calculated on the day of transfer. The daily interest rate is 0.05%, and the annualized rate is about 18%. Currently, basically all banks can do this, but the interest rate is relatively high. 2. You can recharge credit card money to a payment account and then withdraw cash to a debit card. This function can only be done by payment companies. Alipay's credit card recharge function has been discontinued. Shoucailu, which cooperates with Yijifu, can still do it. The procedure The fee is about 0.5% and there is no interest. The disadvantage is that the daily limit is only 30,000 ~ Bank of Communications is not supported.

There is also the risk of cashing out. There are various forms of cashing out, and the rates range from 0.5% to 1%. However, there is a risk of fund security and card suspension and derating, so it is not recommended.

Credit cards are a tool for overdraft consumption. Spend money first and pay back later. However, some people always like to do the opposite and save money in credit cards. Some people like to save first and spend later, and some people simply repay more to prevent themselves from underpaying.

Depositing money into a credit card will become a credit card overpayment. No matter how much you deposit on a credit card, there is no interest. The so-called "interest-free overdraft and interest-free deposit" is a major feature of credit cards. So, since there is no benefit to depositing money in a credit card, it is better to withdraw the money and earn interest by storing it in a savings card, or invest it in Yu'E Bao and earn profits. But wait! It’s easy to save money with a credit card, but difficult to withdraw money!

Withdrawing credit card deposits is called overpayment recovery. Currently, most banks charge a handling fee for credit card overpayment recovery transactions, which is the overpayment recovery handling fee, which is generally 0.5%-3% of the amount withdrawn. Look, with a flick of my hand, I deposited too much money. Not only did I get no profit, but I also had to be ripped off by the bank when I took it out. So, is there any way to get it back for free?

Ka Ge suggests that if you have deposited more money into your credit card, you might as well do this:

1. Use the credit card wisely to spend money

Not only can you use it yourself; You can use it for others until the quota is used up. You can also accumulate good personal credit and points for yourself, which can be said to kill two birds with one stone.

2. Use the card’s free policy wisely

Not all banks charge fees, and more and more banks are joining the camp of charging no fees for overpayment withdrawals.

At present, some banks have canceled the handling fee for overpayment retrieval. After discovering overpayment, cardholders can first check their own credit card overpayment withdrawal fee standards, such as Huaxia, Beijing, and Ningbo Six banks including Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of Communications, Minsheng Bank of China and China Everbright Bank are free of charge locally.

The standards of various banks are updated from time to time. It is recommended that cardholders call the bank’s customer service phone at any time to confirm whether the overpayment withdrawal is free of charge, which is convenient and fast.

Even if the bank charges a fee, you can still withdraw cash cleverly without spending money according to the special regulations of some cards. For example, with the CMB YOUNG card, the first cash withdrawal per month is free of charge.

Can China Construction Bank remit money by credit card?

Can China Construction Bank remit money by credit card?

More and more people will use China Construction Bank to remit money by credit card. China Construction Bank Can I transfer money to a credit card? Kabaobao asks you for answers.

Can China Construction Bank transfer money to credit cards?

Transfers between China Construction Bank credit cards are possible, but there are certain handling fees and requirements:

According to the regulations of China Construction Bank, use For credit card overdraft transfers, the daily transfer limit is 2,000 yuan. The handling fee is 1% of the transfer amount, with a minimum charge of 10 yuan. In addition to the procedures, an interest of 0.05% of the transfer amount will be charged daily.

To make a credit card transfer, you must have a debit card from the bank and open one of telephone banking, online banking, and mobile banking. After the cardholder transfers and borrows cash, he must pay for it and pay related fees. Interest of 0.05% is charged every day, and relevant handling fees are also charged.

How to remit money with a CCB credit card

CCB credit cards cannot be transferred directly. If you have your own excess deposits in the card, you can withdraw it at the counter of a CCB branch (above 2,000 yuan) or an ATM machine (daily limit of 2,000 yuan per card). The excess deposits in the credit card can be withdrawn at the local bank where the credit card is opened. There is no handling fee, or if the landlord has a CCB savings card, you can also call their service hotline, and the refund can be directly transferred to the savings card.

If you need to overdraft cash, an interest of 0.5% of the cash amount will be charged every day starting from the day of withdrawal, and a cash withdrawal fee will also be incurred. The fee is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan. The card can withdraw up to 2,000 yuan, and the cumulative cash withdrawals shall not exceed half of the credit card limit.

Two cash withdrawal methods for credit cards:

One is to withdraw money directly from a UnionPay deposit and withdrawal machine. In this case, only half of the credit amount can be withdrawn. For example, if the trust limit is 50,000, The maximum withdrawal limit is RMB 25,000;

Another common way to withdraw cash is to withdraw money from the POS machine. In the virtual messaging method, the merchant charges a small fee and gives you cash directly. And the bank doesn't know how you got it. Think of it as shopping. There is an interest-free period. Some are 50 days, so as long as you pay it off within the specified time, no interest will be charged.

Note: If the cardholder cannot repay the loan on time, he will have to bear overdue repayment interest that is higher than the overdraft interest, and may cause a bad credit record, and it will be difficult to borrow funds from the bank in the future. If there is a problem, you may even have to bear the legal risk of losing personal credit.

What is the handling fee for credit card transfer of China Construction Bank?

Interest is generally calculated based on the daily interest rate of 0.05%.

1. First of all, what we need to know is that the interest on the money in this Construction Bank credit card after we transfer the cash is 0.0% according to the daily interest rate. Five is used for calculation. So the daily rate we just talked about, its specific calculation method is this, the interest is equal to the amount transferred out multiplied by our daily interest rate, and then multiplied by the number of days.

Second, what I want you to tell everyone is that after we finish the calculation, in addition to the interest just mentioned, the bank will still charge us certain processing fees. For example, there is a CCB credit card user who transferred 10,000 yuan in cash and used it for about ten days. Then the interest generated by this cash is ten thousand yuan multiplied by 0.05%.

3. The interest and handling fees charged for cash transfer business are the same as those for overdraft withdrawals. Handling fees are charged on a per-transaction basis, which is 1% of the transfer amount, with a minimum of 2 yuan and a maximum of 100 yuan. There is no handling fee when overpayment funds are transferred to the bank's intra-city account. Cash transfers do not enjoy the interest-free repayment treatment. Interest is calculated from the bank accounting date. The interest rate on the base day is 0.05%, and compound interest is calculated monthly.

4. In daily life, if the user is going to transfer cash to the China Construction Bank credit card, then he must have a debit card and a credit card. And the debit card has been opened for online banking. The specific steps are: 1. The cardholder logs in to his or her CCB online banking account and finds the credit card service. 2. Enter your personal information as prompted, where the account number is your credit card, the account password is the credit card consumption_cash withdrawal password, and the additional code is entered as shown in the box on the right.

3. After binding the credit card to online banking, click the "Cash Transfer" option, enter the password, and the operation can be successful.

: CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.

How to transfer money online with CCB credit card

CCB credit card cannot transfer money because the credit card is an overdraft account and the card only has a limit and does not support transfer out, even if the card has extra funds. Overpayments cannot be transferred out and can only be withdrawn. There is no handling fee for withdrawing overpayments from local CCB outlets or ATMs. If it is an overdraft withdrawal, handling fees and interest will be charged. The handling fee is charged at 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan; interest is charged in full from the day of cash withdrawal, with an interest rate of 0.5% per day, and compound interest is calculated monthly. The withdrawal limit is 5,000 yuan per card per day, and the cumulative amount cannot exceed 50% of the credit limit.

This is the end of the introduction on how to transfer funds with CCB credit card and how to transfer funds with CCB credit card to bank cards. Did you find the information you need?