The application conditions for student credit cards are also relatively simple, as long as the age is up to standard and there is no serious bad credit information. Of course, it should be noted that the credit card limit of students may not be very high. Many people apply for a credit card with a limit of only tens, hundreds or even zero. They must save money before spending, and only after accumulating a good record of using the card can the bank increase the quota.
If college students want to apply for a credit card, it is generally not recommended to apply for a high-grade platinum card with high application threshold and strict requirements on the applicant's economic income level, but ordinary cards and gold cards with lower application threshold are more suitable.
Unless the customer is rich at home, has a lot of assets under his name and has a really high economic level, it is no problem to apply for a platinum card.
Of course, most people still suggest to apply for a universal card first. Everyone needs to pay attention. In fact, many banks have campus credit cards for college students and youth credit cards for young people. For example, YOUNG Card of China Merchants Bank (Youth Edition), Y-POWER Card of Bank of Communications (Campus Edition) and JOY Card of China Construction Bank (Student Edition). You can also choose this card to apply.
However, the initial credit card limit is not high, and some campus cards may have zero initial credit limit. However, you don't have to worry too much. The card quota is not fixed. As long as you pay more attention to accumulating good credit later, the bank will naturally increase the quota.