Hello, I suggest you use UnionPay credit card for domestic consumption. All-currency credit cards are acceptable, but take the overseas VISA line instead of the UnionPay line. 1. Full-currency international VISA credit card, only for overseas VISA banks to swipe their cards or conduct overseas online transactions. All transactions (including cash withdrawal) are automatically converted into RMB, and you can repay in RMB directly without purchasing foreign exchange. 2. With this card, you can buy my air ticket in full or pay 80% or more of my tour fare, and you can also get travel inconvenience insurance and aviation accident insurance of up to 2 million yuan for free. 3. If you hold this card within the validity period of the card without any additional consumption conditions, you will be exempted from the annual credit card fee.