Yes.

1. Of course, the ICBC Peony Credit Card can continue to be used after paying off the car loan. During the loan repayment period, the lender deposits the amount of each repayment period to the credit card. After the loan is repaid, no further payments are required and it can be used like other credit cards (it can also be used during the loan repayment period).

2. ICBC credit card car loan means that the cardholder uses a credit card to purchase a car, but does not have that much money now. At this time, ICBC pays the merchant a one-time payment for all the items purchased by the cardholder. Then according to the cardholder's application to the bank, installment payment is made through the cardholder's credit card account button, and the cardholder should then pay the monthly bill amount. Generally, credit cards are used to improve credit when purchasing a car, up to $300,000.

ICBC car loan processing process: 1. Customer application. The customer applies to the bank, fills in the application form in writing, and submits relevant information; 3. Sign the contract. After the Bank approves the application materials submitted by the borrower, both parties shall sign a loan contract and a guarantee contract, and handle relevant notarization and mortgage registration procedures as appropriate. 4. Loans. The loan approved by the bank will be transferred directly to the car dealer's account by bank transfer after completing all procedures. 5. Pay off your loan on time. The borrower shall repay the principal and interest of the loan in accordance with the repayment plan and method stipulated in the loan contract; within the repayment period stipulated in the loan contract, the repayment date can be extended by 10 natural days on the basis of the agreed repayment date.

6. ⑴ Loan settlement. Loan settlement includes normal settlement and early settlement. ① Normal settlement: The loan is settled on the loan maturity date (one-time repayment) or the final stage of the loan (amortization); (2) Early settlement: If the borrower pays off part or all of the loan before the loan matures, the borrower shall Apply to the bank in advance according to the loan contract, and the bank will approve the repayment at the designated accounting counter. After the loan is settled, the borrower can retrieve the legal certificates and relevant supporting documents kept by the bank with his or her valid identity certificate and the loan settlement certificate issued by the bank, and go to the original mortgage registration department with the loan settlement certificate to handle the mortgage registration cancellation procedures.