"The SMS informed me that my credit card was frozen due to overdue, and there was a customer service telephone number in it, so I called to ask, and I said how my monthly repayment was overdue. The customer service said that it was caused by the change of the balance in my card, and she could unfreeze it for me according to the process. The customer service voice was too professional and realistic, so I believed it. Later, I found that I was cheated of nearly 3 thousand yuan, and my salary for half a year was gone. "On December 6, 218, AARON Li (a pseudonym) in Nanjing talked about his own experience, but he still felt unbelievable.
AARON Li said that his credit card was set up in 217 last year, and it has been set up for more than a year, and he has been repaying it on schedule. On November 17, 218, AARON Li received a short message from the bank on his mobile phone, saying that his credit card repayment had been frozen and was blacklisted. For details, please contact customer service for unfreezing.
AARON Li saw a customer service phone number starting with 861 in the short message, so he dialed it without much thought. Li Hui asked the customer service why his credit cards were overdue. The customer service replied that it was caused by the change of the balance in the credit card, and it would not be shown in the bill. As long as the process was followed, it could be unfrozen soon.
Because the customer service speaks standard and fluent Mandarin, the wording is rigorous, and the voice tone is very realistic and professional, which is almost the same as that of the bank's customer service. AARON Li gradually developed trust in her, so she acted according to the other party's requirements.
Next, AARON Li received several verification codes on his mobile phone. According to the requirements of customer service, he informed the other party of the verification codes on the phone. However, at this time, the other party opened the loan business on several microfinance platforms with the verification code provided by AARON Li.
Although the bank's official SMS repeatedly reminded AARON Li not to tell others about the verification code, he was busy at that time, and he didn't read the content of the SMS carefully because of carelessness and negligence. After the other party used AARON Li's name and credit card to borrow money from various platforms, he didn't know that he had been cheated.
Until the credit card was cheated for nearly 3, yuan, Li Huicai checked the contents of the short message. It doesn't matter at first sight. He was shocked at that time. After carefully reading the contents of the text message, he found that under his own muddled operation, his credit card had been cheated to approach 3, yuan.
because of a short message, in order to unfreeze the credit card, I was defrauded by fake customer service, and my salary for half a year was gone. Repentant AARON Li quickly called the bank to apply for freezing the credit card, and reported the case to the police station.
Although this kind of SMS fraud is an old routine used by scammers, some people will be cheated and lose money unconsciously. Liars often make use of the multi-functional payment methods of mobile phones to create more confusing scams. In this small series, I remind you that both the bank card password and the verification code received by the mobile phone should be protected. Don't tell others easily. If someone else handles the matter, you must carefully verify it to avoid unnecessary losses.