1. On the premise of registering personal online banking, opening e-commerce function and handling U shield or password card, you can make overdraft consumption.
2. International card online shopping belongs to consumption and enjoys an interest-free repayment period. In addition, please refer to the statement details. You can check whether the payment details are marked with "Consumption" through the card statement. If it is, it means it is included in the credit card consumption. If the details are other, then it does not belong to credit card consumption.
In addition, you can also try to call 95588, where you opened an account, to ask this question.
3.4. The provisions of installment payment vary from place to place. For details, please consult the local 95588 or card department.
5. Peony International Credit Card is issued by Industrial and Commercial Bank of China, giving cardholders a certain credit limit, within which they can spend first and then repay. It is a universal credit card at home and abroad. The maximum amount of personal cards can reach 50,000 yuan. If the consumer overdraws within the credit limit, the cardholder can repay in full before the repayment date stipulated in the statement, and can enjoy an interest-free repayment period of 25 days at the shortest and 56 days at the longest. Peony International Credit Card can be used at ICBC outlets and special merchants, special merchants marked with UnionPay, ATMs and overseas acceptance points marked with VISA and MasterCard. Settlement in RMB and designated foreign currency, with overdraft consumption, transfer settlement, cash deposit and withdrawal and other functions. Since June, 2003, the foreign currency arrears arising from using Peony International Credit Card in consumption abroad or withdrawing foreign currency cash can be repaid by purchasing foreign exchange in RMB, except for transactions prohibited by national laws.
Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which adopts the internationally accepted cycle overdraft consumption mode. The card issuer gives the cardholder a credit line according to the credit status of the cardholder, and the cardholder will spend first and then repay within the credit line. The maximum amount of personal cards can reach 50,000 yuan. If the consumer overdraws within the credit limit, the cardholder can repay in full before the repayment date stipulated in the statement, and can enjoy an interest-free repayment period of 25 days at the shortest and 56 days at the longest; If the minimum repayment amount is selected, the credit line will be restored according to the repayment amount. Peony credit card can be used at ICBC outlets and special merchants, special merchants with "UnionPay" logo and ATM machines. It can also be used in overseas merchants and ATMs with the "UnionPay" logo in Hong Kong, Macao, South Korea, Thailand, Singapore and other places, and can be settled in RMB, with overdraft consumption, transfer settlement and cash deposit and withdrawal functions.
6. Our Peony International Card, credit card and debit card (quasi-credit card) can all be used for overdraft credit card consumption.
7. Please make yourself at home. If you have any questions, please post for consultation.