No, according to official website of China Guangfa Bank, the asset report of China Guangfa Bank refers to the report of customer's asset status, credit history and other information. Customer's assets include bank deposits, funds, stocks and other assets, while customer's credit records include credit information such as loans and credit cards. Therefore, if a customer applies for a credit card of Guangfa Bank, his credit record will be included in the asset report. However, if the customer does not apply for a credit card, his asset status will also be included in the asset report.