China Merchants Bank and Zhihu jointly launched the Zhihu co-branded credit card, focusing on Zhihu’s rights and interests. New customers who meet the card application criteria will receive Zhihu super membership, etc. Once launched, it caused a craze for card applications; the refreshing blue background in the middle It’s Zhihu’s mascot—the Arctic fox “Liu Kanshan”. The image of Liu Kanshan is treated with frosted varnish and has exquisite craftsmanship. The logo on the card surface adopts silver gold-plated craftsmanship, with a restrained temperament, low-key luxury.

What about China Merchants Bank’s Zhihu co-branded card?

1. Credit card limit

The credit limit is linked to the card level and is mainly determined by the cardholder’s qualifications. The CMB Zhihu co-branded credit card is a UnionPay gold card with a maximum limit of 50,000 yuan. The credit limit varies depending on the applicant's credit rating.

2. Credit card annual fee

Credit consumption is also related to the credit card level. There is one UnionPay single-currency card. The main card of Zhihu Credit Card is 300 yuan/year, and the supplementary card is 150 yuan/year. The annual fee is waived in the first year, and you can enjoy a discount on the annual fee for the next year after holding the card for 6 months. It’s free to apply for a card, but there is an annual fee.

What are the benefits of Zhihu co-branded card to China Merchants Bank?

The Zhihu co-branded credit card of China Merchants Bank mainly offers Zhihu benefits. It currently has three privileges, namely "new users will receive super membership if they meet the standard", "enjoy 5 times the points on Zhihu purchases, and enjoy exclusive knowledge gift packages". The specific rights and interests are as follows:

1. New accounts who meet the standard will receive Zhihu super membership: from now to December 31, 2018 (inclusive), new accounts can make 3 full transactions within 2 months after the card is successfully verified. 188 yuan, or any 6 payments through quick payment and various mobile phones, or one repayment of 500 yuan through a card bound to Mobile Life, and you can apply for a 100-day user card on the China Merchants Bank Mobile Life App.

2. Enjoy 5 times the points for consumption: From now to December 31, 2018 (inclusive), cardholders can use the Zhihu co-branded card on the Zhihu platform 6 times a month, through Alipay or WeChat For consumption, you can enjoy 5 times the points of China Merchants Bank Credit Card, and you can enjoy up to 200 points per month, which is valid for 1 year.

3. Exclusive knowledge gift pack: From now until December 31, 2018 (inclusive), cardholders can log in to the Palm Life APP to receive one by opening the card and binding it to Palm Life. A super knowledge gift package including super membership, reading club, designated private courses, designated Live redemption coupons, designated e-books, designated reading audio, etc.