JD。 White stripes is a consumer finance business for individual consumers. Based on the credit system of Jingdong members, users can enjoy the credit purchase service of "consumption first, payment later" when spending in JD.COM. JD.COM IOUs are bound to bank cards, but only some savings cards and credit cards of some banks are supported.

Credit card banks supported by JD.COM IOUs mainly include ICBC, China Construction Bank, China Bank, Shanghai Pudong Development Bank, Minsheng Bank, China CITIC Bank, China Everbright Bank, Huaxia Bank, Shanghai Bank, Hangzhou Bank, Nanjing Bank and China Guangfa Bank.

Generally speaking, only invited users can use the savings card. Invited users refer to drawing a lottery or waiting for an official invitation in a white-striped activity. These invited users can choose China Construction Bank, Agricultural Bank, Shanghai Pudong Development Bank, China Everbright Bank, Shanghai Bank, Hangzhou Bank, China Guangfa Bank, China Bank, Huaxia Bank and Industrial Bank.