There is no separate credit card spending limit, as long as it is within the available credit card limit. If you need to set a consumption limit, you can set a limit lock. Limit lock means that card opening is controlled by the daily cumulative limit of domestic and overseas POS card swiping transactions (consumption and pre-authorization) that you enter. You can unlock account security locks (including overseas locks, regional locks, limit locks, etc. ) Through the following methods:

1. Mobile banking: Please log in to mobile banking and select "My-Security Center-Account Security Lock" to handle it.

Operating environment: mobile banking APP, version and model: 18.0.9.

2. Online Banking: Please log in to online banking and select "Security-Account Security Lock" to handle it.

Operating environment: online banking APP, version model: 10.0.7.

1. ICBC's credit card has the highest circulation in China. At present, ICBC's credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

Second, the main features

1. Pay first and then pay back, and enjoy the interest-free repayment period.

Peony credit card does not need to deposit the reserve fund, and the cardholder can spend first and then repay within the credit limit given by the bank. And there is an interest-free repayment period. Cardholders can enjoy an interest-free repayment period of at least 25 days and at most 56 days from the date of consumption (except cash withdrawal and transfer).

2. Enjoy the preferential service of the national special merchant network.

Cardholders can enjoy the convenient and thoughtful service of special merchants when they join the ICBC Peony Card National Special Merchants Network for air ticket reservation, hotel accommodation and catering, car rental service and car rescue, and the price is relatively favorable.

3. Sufficient credit consumption and credit line.

After confirming that the cardholder meets the application conditions, the card issuer shall, according to the cardholder's personal credit status, verify the credit line suitable for the cardholder's consumption demand, with the maximum not exceeding RMB 50,000. The credit limit increases with the improvement of the cardholder's credit status.

4. Convenient consumption, courtesy and restraint

Cardholders can not only easily swipe their cards to complete consumption, but also get corresponding points according to accumulated consumption. When the points reach a certain score, you can enjoy different kinds of value-added services and consumption rewards, such as points for mileage, points for grand prizes and so on.