1. Call customer service and explain the purpose of the settlement certificate. After the customer service finds out the situation and meets the issuance conditions, a settlement certificate will be issued, and then it will be couriered to the designated delivery address.

2. Bring your ID card and card to the counter of the card-issuing bank's business location to apply for a settlement certificate. You must pay off all outstanding debts, and your personal credit must be good and not overdue multiple times. If the payment is overdue in bad faith, the bank will refuse to issue a settlement certificate.