The fastest way to unfreeze your credit card depends on why it was frozen.

If your credit card is unblocked because it is overdue, the fastest way is to pay off all the credit card bills at once, and then call the bank customer service to ask for unblocking, as long as your overdue amount is not very large, and The overdue time is within half a year.

If you are frozen due to cashing out, the fastest way is to contact the bank immediately after receiving the freezing text message and first provide the amount of recent cashing out and which merchants you used to cash out. What type of merchant is it and what you bought should be listed. It is best to write it down in a book, and then call the bank to apply for unblocking. Usually after doing this, if your cash out is not serious, it will usually take about a week. You will be unblocked, but if your cash out is too serious and causes a lot of losses to the bank, the bank will basically not unblock you.

1. If the bank card is judicially frozen due to arrears, the fastest way to unfreeze it is to pay off the arrears as soon as possible. If the bank card is judicially frozen due to other reasons, the fastest way to unfreeze it is to mediate between the two parties. The plaintiff files an application for lifting, and the freeze can be lifted after the court's ruling. Under normal circumstances, a bank card that is judicially frozen can be frozen for up to six months. Even if you do not actively apply for unfreezing, the bank card will be automatically unblocked after six months.

2. There are many reasons why banks freeze credit cards. The first is that the credit card is seriously overdue. If your credit card has a large overdraft limit, is overdue for more than three months, and has been collected by the bank more than three times. If you don't repay, the bank will basically freeze your credit card to prevent further losses. The second type is credit card cash-out. If the cash-out is serious, the bank may also freeze your credit card. For example, if you swipe your card at low-fee POS machines for a long time, the bank may block your card because it is unprofitable. The third type is that the password is frozen due to multiple incorrect passwords. The credit card has 5 opportunities to enter the password a day. If you enter the password incorrectly 5 times, the credit card will be temporarily frozen.