yes.

1. Online inquiry

Inquiry method:

1. Search official website, Credit Information Center of China People's Bank, online;

2. Click Start Now-New User Registration-Select Bank Card/Question/Digital Certificate for Identity Verification-Select Credit Report (General, Simple and Complete) after passing-Wait for Identity Verification Code after submission-Enter Identity Verification Code to view the Credit Report.

Warm reminder: Online credit inquiry is the fastest way. Just fill in your personal information and receive your identity verification code.

Second, self-service inquiry machines

In recent two years, self-service inquiry machines have appeared in many local banks. As long as you use the self-service inquiry machine for personal credit reports, complete the face recognition technology and ID card, and enter your mobile phone number after successful comparison, you can print a simple version or a detailed version of your personal report.

Third, offline inquiry

For some property buyers, banks often need detailed credit report, which must be printed at local branches and credit sub-centers of China People's Bank.

Precautions:

1. Bring the original and photocopy of my valid ID card;

2. After the credit report is generated, it has a fixed format and the logo stamp of the credit center;

The above are three very simple and safe methods for printing credit information. It should be noted that the credit information center has not authorized any third-party application (APP) to provide personal credit report inquiry service, so don't easily submit personal information to unfamiliar software and platforms.

operating environment: app version 4.5.

what behaviors will affect the credit record?

1. The consciousness of spending in advance has been integrated into our life. In our daily life, most places support credit card swiping, whether for dinner or entertainment. However, everyone should pay attention to the fact that credit cards or loans overdue records have a great influence on everyone. In life, in addition to housing loans, there are many times when money is needed to review these records.

2. Some loan banks will ask borrowers to increase the number of guarantors. As a friend, if you meet a friend who asks you to be a guarantor for his loan, you need to be cautious. Don't think that only your own loans overdue will have a bad record in your credit report. In fact, if you are a guarantor for someone else's loan, it may appear in your report if the borrower fails to repay the loan on time.

3. Personal debt is too high. For example, if you have had loans before, and the loan amount is large, accounting for 7% and 8% of your income, your credit rating will be lower and the loan amount will be greatly reduced.

4. In some cities, the payment of water, electricity, telephone charges and other fees is also included in personal credit information. If a person defaults on one or more of these fees for a long time, it will cause a bad credit record and affect the loan.