China Construction Bank's credit card has 30,000 points which can be exchanged for gifts equivalent to 60 yuan. What items can be exchanged depends on the points rules at that time.

1. Online banking points are actually a way for banks to reward users and promote their use;

2. Common ways to use online banking points include deducting annual fees and redeeming gifts. The specific details of the gift and exchange are decided by the local branch. It is recommended to pay attention to the online banking homepage or bank counter of each branch at any time. If there are similar activities, the bank will announce or publicize the participation mode and prize setting of the activities.

3. In addition, due to the different calculation rules of online banking points in different banks, please consult the customer service of several banks to understand the points rules.