With the continuous improvement of people's consumption level, the wind of credit cards, which has long arisen in society, is expanding to all industries and corners of society. Many cardholders try their best to cash out their credit cards, and sometimes they have to cash out their credit cards when they encounter difficulties. In this regard, many people still suffer because they are not clear. Let's take construction behavior as an example. What is the credit card withdrawal amount of CCB? What are the withdrawal methods of CCB credit card? How much is the handling fee for withdrawing cash from CCB credit card? How to calculate the interest of cash withdrawal from CCB credit card?

I. Credit card withdrawal limit of China Construction Bank

The credit card withdrawal limit of CCB is set according to your card usage, which is included in the credit limit of the credit card. The maximum withdrawal limit of CCB's credit card can reach 50% of the actual limit (the specific situation varies from card to card). If the credit line of your RMB account is 65,438+00,000 yuan, your overdraft withdrawal line is 5,000 yuan. For the specific limit, please call the 24-hour customer service hotline of China Construction Bank Credit Card Center at 95533.

Second, CCB credit card withdrawal method

1, domestic cash withdrawal:

(1)ATM cash withdrawal-RMB cash can be withdrawn from our ATM or other bank ATMs with UnionPay logo with your card and password.

(2) Cash withdrawal at the counter-RMB cash is withdrawn at the counters of branches of the Bank with the card and password.

2. Overseas cash withdrawal:

(1)ATM cash withdrawal-at an ATM marked with VISA, [PLUS] or MasterCard, [CIRRUS] or "UnionPay", the local currency is withdrawn with the card and password.

(2) Cash withdrawal at the counter-at the bank counter marked with VISA and MasterCard, the local currency is withdrawn with valid identity documents such as cards and passports.

Three, CCB credit card withdrawal fee

Domestic: 1% of the cash withdrawal amount, with the lowest 2 yuan and the highest 100 yuan;

Overseas (UnionPay network): (65438+ 0% of the withdrawal amount+12 yuan)/transaction, the lowest 14 yuan;

Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of $3 (European tourist card: 3).

Four, CCB credit card cash interest

1, credit card withdrawal fee of CCB

(1) Domestic: 1% of the cash withdrawal amount, with the lowest 2 yuan per transaction and the highest 100 yuan per transaction;

(2) Overseas (UnionPay network): withdrawal amount 1%+ 12 RMB, with a minimum of 14 RMB per transaction;

(3) Overseas (non-bank network): 3% of the cash withdrawal amount, with a minimum of USD 3/transaction (Euro3/transaction for European tourist card).

2. Credit card interest of CCB.

In addition to the handling fee, CCB's credit card overdraft withdrawal also pays interest and does not enjoy interest-free treatment. Cash interest will be charged from the date of your overdraft withdrawal. The expected annualized daily interest rate is 0.5 ‰, with compound interest on a monthly basis.