(2) The bill installment fee is charged at 0.7%/ month of the transaction amount, the prepayment fee is the remaining bill installment fee plus prepayment fee of RMB 20 or USD 2.5, and the cancellation fee is the first bill installment fee plus RMB 20 or USD 2.5.

Application amount: The minimum amount is RMB 500 yuan or equivalent foreign currency, which is limited to the consumption amount (excluding cash withdrawal, handling fee, interest, installment payment and other transactions designated by Huaxia Bank).

Application time: between the next day of the current billing date and two working days before the final repayment date.