Bank of Communications has a wide variety of credit cards, which can be divided into four levels according to different credit grades and needs: general card, gold card, platinum card and unlimited card. The following is a brief overview of each level:
1. Puka: As the lowest level credit card, the credit line of Puka is generally between 3, and 1, RMB. After new users need to use it for at least 3 months, the bank may consider raising the quota through a good credit record.
2. Gold card: The approval conditions for gold cards are relatively strict, and the amount is higher than that of ordinary cards, usually between 1, and 5, RMB. The annual fee can be reduced by reaching a certain number of swipes, which is suitable for users with high credit requirements and certain spending power.
3. Platinum card: Platinum card has a high level, with a quota ranging from 3, to 5, RMB. The annual fee is usually related to the asset size, and individuals with about 5, bank assets may be more likely to obtain it. Platinum card aims to serve high-end customers and provide more high-end experience and service.
4. Unlimited Card: As the top credit card of Bank of Communications, Unlimited Card is named Black Gold Card because of its black appearance. This kind of card has a very high credit line and is usually suitable for top customers who have high demand for financial services and pursue luxury experience.
in addition to grading, Bank of Communications credit cards also provide a series of services for different users, such as credit card products in cooperation with HSBC, which are suitable for customers who need international activities and pursue quality of life and new consumption experience. On the whole, the credit card series of Bank of Communications aims to meet the needs of consumers at different levels and provide comprehensive financial services and concessions. "