We owe a credit card and can't repay it. We can repay it in a personalized way and apply to the bank for suspension of repayment. Applying for stopping payment requires relevant poverty proof materials, and only with these materials can you successfully apply for stopping payment. On the question of how to prove the difficulty of stopping a credit card, the following is a detailed answer from China Travel Service. com。

1. How to issue a certificate of difficulty when a credit card is suspended?

1. The name of the lender must be clearly shown on the poverty certificate, and it must be exactly the same as the name on my ID card. It can't be replaced by homophones or irregular abbreviations, and there can't be typos. The name of the lender shall not be changed.

2. Proof of poverty requires the official seal of the township people's government where the family is located, or the official seal of the superior competent department. Among them, the effective official seals are: Township People's Government, County Civil Affairs Bureau and Civil Affairs Bureau. Urban residents can be the official seals of neighborhood committees, neighborhood offices and communities. Note that the official seal of the villagers' committee and the official seal of the unit are invalid. Try not to have more than two official seals on the poverty certificate.

3. The words "the family is in financial difficulties and needs to apply for a national loan" appear in the poverty certificate.

4. Proof of poverty requires material paper or manuscript paper, written with a pen or water-based pen. Writing with a ballpoint pen is invalid.