1, online credit cards are reliable as long as you choose formal channels. At present, all major banks provide various channels for applying for credit cards, except for outlets, such as Bank official website, WeChat official account, mobile banking APP, and third-party card-handling platforms authorized by banks, such as WeChat, Alipay and China UnionPay Express.

2. As long as it is a formal and reliable channel to handle credit cards, it is free, and the conditions for issuing bank cards must be met in order to successfully issue cards. It is not reliable to collect money from cards.

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