Does anyone know how much the installment fee of Guangfa Credit Card is usually charged?

Guangfa Bank Credit Card Installment Fee\Instalment Number 6 Periods 12 Periods 18 Periods 24 Periods\Handling Rate per Period 0.70% 0.70% 0.72% 0.72%\Guangfa Bank Sample Bank Interest-free Installment Payment Procedures Explanation of fees and charges: Each installment of Guangfa Credit Card Bank is one month, and the proportion of installment charges for each installment is calculated based on the application principal. Calculation method for the specific charging standard for installment payment: If the installment payment is repaid in advance, the unpaid handling fee for the remaining installments will be charged in one lump sum upon early repayment. The handling fee is 0.65%, the principal of 5,000 yuan, and the amount payable in each period of six months is: 50,000.65% (5,000/6) = 865.83 The total repayment in six months is 5,194.98 yuan. The repayment amount payable in each period of twelve months is: 50000.65% (5000/12) = 449.17 The total repayment in twelve months is: 5390.04 yuan.

How much is the handling fee for Guangfa Credit Card's 150,000 installment for 5 years?

The handling fee for Guangfa Credit Card's 150,000 installment for 5 years is 129,600 yuan. The handling fee for Guangfa Credit Card in 24 installments of more than 500 yuan is 0.72%, the annual handling fee for installments of 150,000 yuan is 25,920 yuan, and the handling fee for 5 years is 129,600 yuan.

How much is the cash withdrawal fee for Guangfa Credit Card Gold Card?

The credit limit of a gold credit card is generally less than 50,000 yuan, which is higher than that of a regular card. The corresponding gold card can The amount of cash withdrawal will be higher than ordinary card. If you own a GF Credit Card gold card and want to withdraw cash for urgent use, and want to know how much the handling fee is, here is a little information for you.

1. Guangfa Credit Card Cash Withdrawal Fee Standard

1. Domestic Cash Withdrawal

1) Domestic ATM inter-bank cash withdrawal fee: 4 yuan/transaction, 2017 1 Waived from January 1st to December 31st, 2018;

2) Domestic overdraft cash withdrawal and transfer fees: charged according to the amount of each cash withdrawal, with a minimum of 10 yuan/transaction;

3) When a customer withdraws cash from an overdraft through the telephone channel and transfers it to a savings account in another bank, an additional 10 yuan will be charged per transaction;

4) Domestic overpayment cash withdrawal handling fee: based on the amount of overpayment withdrawal , minimum 5 yuan/transaction, maximum 50 yuan/transaction, free from now until December 31, 2018.

2. Overseas cash withdrawal

Overseas cash withdrawal handling fee: 3% of the overseas cash withdrawal amount, with a minimum of 15 yuan/transaction. When customers withdraw cash from overseas self-service terminals, it will be charged by the acquirer Other fees shall be paid separately by the customer.

2. How much is the cash withdrawal fee for Guangfa Credit Card Gold Card

Whether it is Guangfa Credit Card regular card, gold card, or platinum card, the cash withdrawal fee will comply with the above standards. Among them, from now on, As of December 31, 2018, the Infinite Card/World Card, China Southern Airlines Platinum Card, Air China Platinum Card, China Eastern Airlines Platinum Card, Shandong Airlines Value-Added Platinum Card, Business Travel Platinum Card, True Love Platinum Card, Golf Platinum Card, and Car Owner Platinum Card issued by China Guangfa Bank Card, Dongfeng Nissan Platinum Card, overdraft, cash withdrawal or transfer are free of charge.

Summary: How much the cash withdrawal fee of Guangfa Credit Card Gold Card is related to the amount and method of cash withdrawal by the cardholder, but the interest that needs to be borne by the cardholder to withdraw cash is unshakable, and will be charged daily from the date of withdrawal. An interest rate of 5/10,000 is charged, and interest is compounded on a monthly basis. The longer it takes to withdraw cash, the bigger the interest will snowball. Therefore, in order not to add repayment pressure to yourself, it is best to pay it off as soon as possible.

How much is the handling fee for an installment payment of 10,000 yuan with a Guangfa Bank credit card for 12 months? How much should I repay each month?

The handling fee is 840, and the monthly repayment is 903.33.

Instalment handling fee for Guangfa credit card bill:

Instalment handling fee = total installment amount Installment handling fee rate 12 = 840

Per installment handling fee = 840/ 12=70

The principal payable in each period = total installment amount/number of installments = 10000/12 = 833.33

The total amount of installments payable in each period = 833.3370=903.33

Guangfa Credit Card Bill Installment Fees: Bill installments can be divided into 6, 12, 18, and 24 periods. The handling rates for each period corresponding to the number of periods are 0.70%, 0.70%, 0.72%, 0.72%.

Extended information:

Guangfa Bank credit card installment fee - shopping mall installment

You can choose a larger number of installments for the shopping mall installment of Guangfa Bank credit card, there are 3 installments , 6 issues, 12 issues, 18 issues, 24 issues, 30 issues, 36 issues, 48 ??issues, 60 issues. The number of issues that cardholders can apply for each time and the applicable handling rate will depend on the cooperation agreement between the bank and the mall. Subject to bank approval and final confirmation with the cardholder.

If charged on a monthly basis, the handling fee amortized per bill month = total installment principal x handling fee rate ÷ number of periods, the handling rate is equivalent to 0%-1% per period; such as once Charged on a regular basis, handling fee = total installment principal x handling fee rate (handling rate is equivalent to 0%-1% per period).