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Precautions:
The service groups of rural credit cooperatives are different from other banks. The service groups of rural credit cooperatives are mostly from rural villagers, and the service groups are single. These villagers usually have a low education level and low income, which also determines that the rural credit cooperatives have fewer sources of funds and few deposits, while other banks serve many groups, including people from all walks of life.
The amount of deposits absorbed will be much higher than that of rural credit cooperatives, and other banks are usually more advanced in equipment. For the same business, other banks will spend less time than rural credit cooperatives, which greatly improves the customer experience and makes customers feel satisfied.
Although the equipment of rural credit cooperatives is worse than that of other banks, in remote rural areas, these outlets still support the operation of local economy. It is hoped that the rural credit cooperatives in China will develop better and better, which will drive rural people out of poverty and become rich.