Speaking of Bank of China’s high-end cards, the most popular ones are undoubtedly the World Supreme Card (code 2072), Infinity Credit Card (code 0201/0202) and American Express Private Bank Credit Card (code 0206). Because the entry threshold for private banking is too high and ordinary people cannot step down, it is the next best thing to do. The world's best card has become a popular card. Starting from 2020, the World Supreme Card will be split into two cards, namely UnionPay Diamond Card (code 0063) and World Supreme Card (code 0073). In addition, the annual fee of the World Extreme Card is only 360 yuan off in the first year, so 0073 has become a hot choice.

I, "Xiaomili", have a small platinum card with a limit of 150,000 yuan. Although it is in the collar, it is always in the state of the Buddha amulet. I heard Lulu say before that Bank of China has a very good set of cards in the world with very rich benefits, especially the Infinite Dragon, which is very suitable for her "business dog". Although I was very excited, I was afraid of being rejected, so I was always hesitant. But I was convinced recently, so I mustered up the courage to apply. Unexpectedly, it took almost 10 days to get approved, and the amount was the same as the first card: 150,000. I was so excited that my heart almost burst out. Today I will share my experience to give some inspiration to friends who will apply for a card in the future.

My coordinates are 021, and there is a business dog from a foreign company. General income, 300,000 after tax. Lives in a small two-bedroom house near the outer ring of Shanghai. ICBC has a million-dollar mortgage.

Card type in hand:

ICBC: Shangri-La Platinum, 200,000 yuan;

Bank of China: 0001, 150,000 yuan;

China Construction Bank: Owner's Card, 50,000 yuan;

Bank of Communications: You Baiyi, 50,000 yuan;

Minsheng: Centurion Platinum, 120,000 yuan.

In fact, the configuration of this card is not reasonable for business dogs. There is a lack of a large number of shuttle buses, Infinite Dragon and PP, because the company can basically reimburse the point-to-point airport pick-up and drop-off, so for me, a comfortable lounge to eat some delicious food and relax before boarding is undoubtedly a good choice. Add a touch of green to the tiring journey. So under Lulu's "fooling", I mustered up the courage to take a look at Bank of China's 0063/0073/0201. Considering that the annual fee for 0063 is 3,600 yuan, I checked my pocket and passed it.

The remaining choices are 0073 and 0201.

Lulu told me that in some areas (especially "water areas"), if you spend 150,000 yuan a year on a Bank of China credit card or 200,000 yuan on other high-end cards, you can buy a 0201/0073 card. This is absolutely perfect for me.

So I immediately picked up the phone and told ICBC Platinum Card customer service and asked them to mail me last year’s credit card bill. The customer service of ICBC was very enthusiastic and told me that they would process it and send it to me within three days. After 4 days of long waiting, I received the ICBC credit card statement for my annual consumption of 200,000 yuan. In fact, I would like to remind the friends behind me that ICBC sends bills to the reserved mailbox every month. Actually you can print it yourself.

So on a sunny weekend, I took my ID card, real estate certificate, ICBC credit card statement and other materials to a branch in Shanghai to purchase card No. 0073/0201. (Postscript: If you live in Shanghai, you can go directly to the Bank of China Shanghai Branch on the Bund. It is basically open except during the Spring Festival.)

A financial manager received me. I heard that if you want to get a high-end card, you need to save 500,000 for 3 months to apply for the card. But after I analyzed the relevant policies, the financial manager also gave me the legendary "black form", and I couldn't wait to fill in the relevant information. At the same time, the financial manager told me that I need proof of income or real estate and other related information. I was secretly glad that I had brought the real estate certificate with me, just in time for the financial manager to make a copy for confirmation. You're done.

The waiting time is always anxiety-provoking. I heard from other friends that it is difficult to get rid of Bank of China's World Supreme Card (old name last year). Some areas are always willing to save one million for financial management, and some even directly ask for six million. Six million. Basically you can pay private money. Did you save it?

However, Lulu gave me confidence. He told me: 021 is the water area. Basically, his annual consumption bill can be downloaded from the card without moving bricks. So I'm still looking forward to it.

During this period, I have been logging in to Bank of China’s “Colorful Life” app to check the progress of my card application.

After waiting for almost 7 working days, I found that both my 0073 and 0201 card types were approved.

Overjoyed!

The key is that the amount is the same as the first card 0001, which is 150,000 yuan.

Some card friends purchased 0063/0073 before. The limit of the second card was only a few thousand yuan, and there was no way to balance it later. This is very confusing. But my second card has the same limit as the first, which is amazing!

Finally, I would like to give you some suggestions:

1. There are certain skills in applying for high-end cards from Bank of China. Not every area can use credit card bills to make purchases, but It depends on regional policies.

2. Bank of China’s high-end cards, 0063/0073/0201/0202, are basically civilian-level diamonds, unlimited cards accessible to ordinary people. If you want to play cards in the future, you must apply for this card type;

3. No matter what kind of credit card it is, the one that suits you is the best. For example, if I am a business dog, then there are infinite dragons, infinite pp, etc. It has to suit me.

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