1. What should I do if my credit card goes to jail?

1. take the initiative to contact the bank; In hardness, imprisonment is a non-subjective restrictive measure that leads to overdue credit cards due to some special circumstances. In this case, we must first take the initiative to explain the current situation to the bank through legal procedures. For this part of the situation, the bank will agree to consider it, and will not embarrass the debtor with overdue credit card.

2. Timely repayment; Once the travel period has passed and personal freedom has been restored, all the money owed to the bank must be paid off as soon as possible during the prison. In this process, we can ask the prison to issue the proof conditions of our sentence during this period, which can play an active role in solving the consequences of overdue credit cards.

3. Apply for cancellation of personal credit stain; Because we are in prison, the credit card is overdue, and the personal credit stain caused by the overdue credit card can apply to the bank for cancellation. We only need to provide proof that the public security department and the prison served their sentences during this period, and the bank will report our actual situation to the central bank and cancel it uniformly.

second, can I apply for cancellation of bad personal credit records?

Personal bad credit records can be applied for cancellation, but the application for cancellation is mainly limited to the following two legal situations

1. The overdue credit card is not caused by our own subjective factors, but due to some irresistible natural forces or other legal restrictions, we can't repay the loan at the first time. In the degree of overdue credit card, the stain caused by personal credit information can apply to the relevant departments for cancellation. In this process, we should issue corresponding certification materials.

2. because others fraudulently use their own bank cards, the credit card is overdue, and the credit card is overdue and overdrawn without knowing it. In this case, we can also apply to the bank for cancellation, but it is worth noting that this situation usually requires the public security organs or judicial organs to issue corresponding certification materials.

3. Who should we contact after the credit card is overdue?

After the credit card is overdue, the first thing to do is to contact the staff of the bank credit card center. The contact information of the credit card center of a commercial bank is generally the agreement signed when we apply for a credit card, or there will be corresponding contact information on the back of the credit card. If you don't send it, you can check the online banking website of commercial banks online and check the corresponding contact information and channels through manual customer service.

if you can't find a suitable lawyer to help you, please poke the consultation button on the page, and we will arrange a professional lawyer to answer your questions.