Paying WeChat red envelopes with a credit card does not count as cash withdrawal, this counts as consumption amount. But WeChat cannot use credit cards to send red envelopes.

Only withdrawing money from an ATM is considered a cash withdrawal, and credit cards bound to WeChat Wallet, QQ Wallet, Alipay, Baidu Wallet, etc. are all fast payments, and any fees incurred are considered consumption and not cash withdrawals. :

Since February 1, 2012, WeChat Tenpay has stopped the service of recharging credit cards to WeChat Tenpay accounts; in August 2012, Alipay also stopped this service; now domestic credit cards have You can no longer recharge through third-party platforms such as Alipay and WeChat.

So, WeChat cannot use credit cards to send red envelopes. The reason is tantamount to cash withdrawal in disguise, so it is not supported. Just like using a credit card to buy funds (Yue Bao, Wealth Management), take Yu'e Bao as an example: you use the bank's money to generate expected annualized income (the date is from the time you purchase Yu'e Bao to your latest repayment date [assuming on the 25th of each month]), and then you pay off the bill;

Then you use your credit card to purchase Yu’e Bao on the 26th. By the 25th of the next month (almost a month), the expected annual The proceeds will be yours again, and you will pay off the bills by the 25th? It’s a good thing to think about it! But it’s not possible! Whether it is WeChat red envelopes, Alipay red envelopes, Yu'ebao Wealth Management and other financial products, credit cards are not supported.

Xicai.com