Increasing the temporary credit card limit has no effect on the use of credit cards. The temporary credit card limit is a credit card limit issued by the issuing bank to meet the cardholder's demand for the limit, which is assessed by the issuing bank to meet the use conditions.

If the credit card is 90 days old and the account status is normal and the repayment is made on time, the cardholder can try to adjust the amount according to the page prompts, and the application result will be subject to the system prompts. The bank has a limit on the number of temporary credit card lines, and the longest validity period can be set to 1 month.

Credit card quota is divided into permanent quota and temporary quota. The temporary limit is a part of the credit card limit, and users can use it normally, so don't worry too much. After obtaining the temporary credit line, users will give priority to using the permanent credit line, and only use the temporary credit line when the permanent credit line is used up.

When adjusting the temporary credit card limit, the cardholder shall repay according to the actual overdraft amount, and the repayment time rules and methods shall remain unchanged. Cardholders can check their account details through WeChat, mobile banking and online banking.

After increasing the temporary credit card limit, the available credit card limit will increase. The temporary credit card limit can be used for daily credit card spending, but the temporary limit adjustment part cannot apply for installment business. Users need to repay credit card arrears on time, not overdue.