Curve withdrawal is the most useful withdrawal method by default for many card friends, which saves time and money, and the success rate of curve withdrawal is still very high, and the amount of application is also very high!
Under normal circumstances, cardholders apply for cash withdrawal by credit card themselves. If the bank passes the application, the credit card amount will be increased by 10% to 50% of his original credit card amount. But if the cardholder chooses curve withdrawal, the amount will double in most cases!
So today, I will share with you what preparations you need to make if you apply for credit card curve withdrawal, and how to improve the success rate of credit card curve withdrawal.
First, the necessary conditions and preliminary preparations for "curve exit"
1. Almost all banks are required to use at least 3-6 billing cycles after opening credit cards. Card brother suggested that you should not use the curve withdrawal method after the credit card is opened for 6 months, because the bank's forced withdrawal time is insufficient, which will not only reduce the bank's comprehensive score for you, but also reduce the quota share even if the card is issued.
2. Credit cards should be diversified, and credit card merchants should be as closely related to life as possible. Credit card spending should be concentrated in the areas of merchants such as "food, clothing, housing, eating, drinking and having fun", and it is forbidden to concentrate on one or several merchants for a long time to frequently swipe their cards.
Second, how does the credit card curve improve the success rate?
Paying back on time is the most basic common sense of using credit cards. In addition, pay attention to and avoid sensitive operations, even if necessary, don't be blatant, especially in recent days, banks are very strict in cashing out, and credit cards should be used according to their abilities to avoid minimum repayment and long-term empty cards. These operations will reduce the score, thus reducing the success rate of quitting. In addition, if you fail to quit, you must apply for quitting again every 3-6 months, preferably more than 6 months.