The application process of China Bank's credit card is usually completed within 3 working days after approval, and then sent to the mailing address provided by you by express delivery. The whole process may take 3-5 additional working days. If you haven't received the card for a long time, it is recommended to contact customer service directly to check the progress.

This credit card has international characteristics, supports dual currency use, and can enjoy interest-free loans worldwide for up to 5 days without prepayment. The process is relatively convenient, just provide basic application materials, including copies of identity certificate, certificate of permanent residence and financial proof.

One of the highlights of China Bank's credit card is that there is no need to guarantee or pre-deposit, and it enjoys an interest-free period of 2-5 days after overdraft consumption, which is safe and environmentally friendly, and there are bonus points. You can also enjoy discounts when spending at designated merchants, which helps to accumulate personal credit.

In terms of repayment, China Bank provides various ways. Repayment in the issuing bank is convenient and fast, and the money can usually be recorded on the same day. There may be a handling fee for inter-bank transfer, and the arrival time is relatively long. Online repayment, such as Alipay, has different charges and arrival time. Convenience store repays through the "Lakala" terminal, free of charge, but it takes 2-3 working days to get the account. The general rule of counter is to trade at the counter of other banks.

The above information comes from the official credit card service description of China Bank, hoping to help you understand the whole application and repayment process.