The appearance differences between credit cards and debit cards: 1. The number of card numbers in credit cards and debit cards is different: credit cards have 4 digits in 4 groups and the total number is 16 digits, while debit cards have 3 to 5 groups. , 13 to 19 digits, the number of digits on the card is different; 2. The fonts on the card surface are different: all credit cards are embossed on the card surface, while some debit cards are embossed and some are intaglio. Can be concave; 3. Differences in anti-counterfeiting marks: Credit cards have specific holographic anti-counterfeiting marks, while some debit cards have anti-counterfeiting marks, some do not, and are optional.

The main function of the savings card is savings deposits. Through the electronic payment network established by the bank and the magnetic stripe reading and manual password entry of the card, cardholders can realize card consumption, ATM cash withdrawals, transfers, and various other transactions. For functions such as bill payment, expenses incurred through the card are equal to the reduction in the balance of the savings account.

Debit card application conditions: Go to any bank branch with your valid identity document. A current account must be opened first. The account balance must not be less than 10 yuan. Accounts that do not draw money based on seals. Accounts that are not reported lost or frozen, and the account status is normal.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.