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I work in a company. I have a steady income. Can I get a credit card with a loan?
Applying for a credit card has nothing to do with having a loan. You can apply for a credit card as long as you meet the following conditions.

Bank credit card application conditions:

1, age requirements: domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old;

2. Job requirements: have a stable work unit, income and fixed residence;

3. Credit requirements: no bad credit record. The supplementary card applicant must be the parent, spouse or child of the main card holder, aged between 16-65.

Bank credit card application materials:

1, identification information:

Copy of resident identity card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

2. Proof of work and income:

Salary certificate or business card and photo badge.

Proof materials that can prove that you have good economic strength: copy of real estate license and copy of automobile driving license; Copy of bank loan account (good credit, overdue for no more than 60 days) or deposit certificate.