Our personal credit card has the function of cash advance. You can withdraw the cash from the credit card through ATMs and bank counters of our bank or other banks, and you can also transfer the money from your credit card to the savings card of China Merchants Bank in your own name through online banking and telephone voice (the cash withdrawal function of business credit card is consistent with the company's settings).
if you want to use the cash withdrawal function, please log on to the credit card website or dial 8825555 for free on the fixed line, and dial the service hotline 4825555 on the mobile phone to set the transaction password and activate the cash withdrawal function.
Credit card cash advance will be charged with handling fee and interest (including ATM, counter, online banking and telephone cash advance of the Bank or other banks): handling fee: RMB in China is calculated at 1% for each transaction, with a minimum charge of RMB 1/transaction, and overseas (including Hong Kong, Macao and Taiwan) is calculated at 3% for each transaction, with a minimum charge of RMB 3/transaction or $3/ transaction (AE Platinum). Interest: advance cash does not enjoy interest-free repayment. From the trading day, interest will be charged at the daily interest rate of .5 ‰ until the settlement date, and compound interest will be charged on a monthly basis, that is, the interest generated last month will be calculated again. For example, if the billing date is 12th, 2, yuan will be withdrawn on February 1st, and the interest will be charged to 1 yuan every day. As of February 12th, the interest will be calculated at ￥212. from February 13th (the day after the billing date). Tips: 1. There is only a handling fee for taking out multiple deposits in the credit card. 2. Only the cash advance function is enabled without charge. 3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first advance cash in each natural month (interest is normally charged). 4. No inter-bank handling fee is charged for cash withdrawal regardless of the same city and different places.