after the credit card is frozen, there is a balance in the card, so users can take it out directly from the ATM or at the bank counter. The balance in the credit card belongs to the overflow deposit, which has no current interest, so it is meaningless to keep it in the credit card. Moreover, it is not cost-effective for users to take out overflow deposits by some banks to cancel the extra handling fee. If it is frozen by the bank for other illegal reasons, the account number that must be actually proved is free from any improper behavior, so that the handling personnel can freeze it. If it is frozen due to loss reporting, the ID card you must bring with you should go to the bank to unfreeze it together with the original money passbook. If the password is frozen by mistake, you can go directly to all ICBC in the same city to withdraw money, and then enter the correct password. There is something wrong with the banking system. The probability of this happening is very low, but there are also. When this happens, as above, bring your ID card and bank card to the business hall. When the staff is truthfully informed of the version, the staff will help with the inquiry. In these cases, the funds can only be withdrawn after the bank card is thawed.

how to apply for credit card unfreezing: you need to go to the bank to apply for unfreezing, which will affect your personal credit. If the repayment is overdue, it must be repaid as soon as possible; If it is because illegal cash is frozen, there is basically no possibility of thawing; If it is frozen for other reasons, you can directly call the customer service department for manual feedback. And confirm that if the situation is not serious, the credit card will be naturally unfrozen after the bank handles it. The credit card was frozen due to its theft. Usually, the issuing bank will unfreeze the fraud after it is processed. If the repayment is frozen due to overdue payment, you usually just need to call the credit card customer service center to explain the situation and unfreeze it. If the overdue situation is not serious, as long as the credit card center confirms that your arrears have been paid off, it will unfreeze it for you immediately, and the credit card can be used after unfreezing. If it is because illegal cash is frozen, there is basically no possibility of thawing; If it is frozen for other reasons, you can directly call 4-788-8888 and customer service for manual feedback and verification. If the situation is not serious, the credit card will naturally be unfrozen after the bank handles it. Credit card unfreezing needs to take the initiative. If the card is stopped due to serious conditions, it is recommended to cancel the card and apply for another bank's credit card, because it may have been blacklisted by the bank, and it is unlikely that the bank will accept re-application within one to two years.

Legal Basis

Article 249 of the Civil Procedure Law of the People's Republic of China

If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposit, bonds, stocks, fund shares and other property of the person subjected to execution from the relevant units. The people's court has the right to seize, freeze, transfer or change the price of the property of the person subjected to execution according to different circumstances. The property inquired, seized, frozen, transferred or changed in price by the people's court shall not exceed the scope of the obligations that the person subjected to execution shall perform.

when the people's court decides to seize, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, and the relevant units must handle it.

article 251 if the person subjected to execution fails to perform the obligations specified in the legal document according to the notice of execution, the people's court has the right to seal up, detain, freeze, auction or sell off the property that the person subjected to execution should perform. However, the necessities of life of the person subjected to execution and his dependents should be retained.

when adopting the measures mentioned in the preceding paragraph, the people's court shall make a ruling.