1. It is generally felt that the credit card applied online has a relatively small amount at first. I applied for an ICBC credit card online with a limit of 1000, while the limit of the credit card I applied for from other banks (not through online banking) was 1 000. Generally speaking, it is useful for you to apply for a credit card with complete information. General credit card handlers will ask if you have social security and housing.

2. After using the credit card for half a year, your consumption record and timely repayment are normal and good. The bank will automatically adjust the quota for you after half a year. You can also call the bank to increase your credit limit after half a year.

3. When using a credit card, you should pay back in time, and you will get what you want. Avoid leaving you some bad records because of this penny.

Suppose one day you need to buy a house or a car, and when you need a bank loan, the bank won't lend it to you, because the penny hasn't been paid back when you check the credit record. So remember some questions about using credit cards.

I hope my answer can help you. If you are in doubt about more credit cards, it is recommended to call the bank in time.