It is true that the credit card of Shanghai Pudong Development Bank is not activated and does not charge an annual fee, but what the landlord needs to know is that the card of Shanghai Pudong Development Bank can be cancelled because it is free of annual fee, but if there are too many inactive credit cards in your name, it will affect your credit information. Better cancel. But the landlord didn't activate your credit card, which means this account doesn't exist, and there is no annual fee for inactive accounts, so there is no need to report the loss. If the credit card is not activated for one year, the bank will automatically cancel it for you. However, if the landlord is still worried about the follow-up problems, he can try to cancel. The specific cancellation method is as follows:
Take out the credit card, call the bank phone number on the back of the card (this is the 24-hour customer service phone number of the bank), and follow the instructions on the phone to switch to manual service-credit card service-and apply for cancellation of the credit card. In addition, there is no charge for reporting the loss orally by telephone, only when you reissue the card and issue a new one. If you don't reissue the card at the counter, even if you receive a new card, you will be fine as long as you don't activate it. Once activated, the loss reporting fee and card replacement fee will be deducted. The credit card loss reporting fee will be charged to 60 yuan, and the card replacement fee will be charged to 20 yuan. I hope my answer can help the landlord!