Why was my Ping An Credit Card rejected?

1. Age discrepancy: The minimum application age stipulated by the bank is 18 years old, and the maximum application age is 60 years old. If it exceeds the range, it will definitely be rejected;

p>

2. Not in the original employer, has resigned, and applied for a credit card;

3. The applicant’s unit/company found no such person;

4. Individual or small business If the applicant applies repeatedly, the registered capital is not enough to meet the application standards;

5. According to general bank regulations, if the first application is rejected, the minimum interval for applying again to the same bank is more than 3 months;

6 .The application form is incomplete and information is missing;

7. The signature on the application form does not match the name on the ID card.

These are the main reasons for being rejected when applying for a credit card. Before applying, you can check to see if you have touched a certain red line. You can remedy it at any time before applying again. Why did I buy Ping An Insurance and apply for a Ping An Credit Card? Rejected

Ping An Insurance belongs to the Ping An Group. Purchasing Ping An Insurance can only improve your customer qualifications in the Ping An Group.

Ping An Credit Card is the result of comprehensive consideration. It is not only the qualifications but also the requirements. My Ping An credit card was activated today. Why was my application for petty cash rejected?

Maybe the bank feels that the cardholder's current ability is not enough

Ping An Credit Card's "Smart Gold" cash installment payment (hereinafter referred to as "Smart Gold") business refers to cardholders (only principal cardholders can apply, supplementary cardholders cannot apply. The following "card holders" "Person" refers to the principal cardholder) who, in order to meet their own consumption needs, withdraws cash within the credit limit of Ping An Credit Card (excluding temporary limit) in full or at a certain proportion at one time, and repays the principal and a certain amount of handling fees in installments.

Free installment: Cardholders can freely choose to apply for 3, 6, 12, 18 or 24 installments. The currency of the application amount is limited to RMB, and the application amount must be an integral multiple of 1,000 yuan. The minimum is 2,000 yuan, and the maximum cannot exceed 50,000 yuan and the available limit under the credit card's fixed limit (excluding temporary limit).

Convenient application: Cardholders can apply directly by calling Ping An Bank’s credit card customer service hotline;

Quick review: There is no time limit for application. Once the bank approves the cardholder’s application, it will The funds will be transferred to the cardholder's designated debit card account with the same name in our bank or other banks within 1 to 2 working days. Applying for a Ping An credit card is always rejected

Because the overall score is insufficient.

After an application is rejected, it is best to wait 3 months before applying again; frequent applications in a short period of time will be rejected, which is meaningless. The bank will not lower the review standards just because you apply frequently;

The credit card application approval rate depends on the various financial proofs in your name that you provide when applying, such as real estate certificate, car driving license, work income certificate, etc. The more financial proofs you have, the higher the approval rate and card approval limit will be. .

The pass rate for online applications is inherently low. My card application for a Ping An credit card was rejected

Hello, Xiaoan is very happy to help you~

The Ping An credit card review is based on the information and credit status you provided when you applied. Comprehensive evaluation, such as job stability, income and other aspects will be reviewed. It may be that the information you attached when applying did not fully display your personal situation, which resulted in the application not being approved. Please forgive me. If you still need to apply, you can reapply 6 months after your initial application.

If you still have questions, you can consult further via WeChat. The official WeChat ID of Ping An Credit Card is paxyk95511. I hope it will be helpful to you.

Why can’t I withdraw cash from my Ping An Credit Card?

You can directly consult the Ping An Bank Credit Card Center. There is a phone number on the back of the card. Generally, the cash withdrawal limit is half of the credit limit. Why is the Ping An Credit Card deducted 288

I didn’t check the bill details, but I came here to ask questions. Do you want us to participate in the “Guess the Price Project”?

Okay, I guess it’s the annual fee for this credit card.

Since you hardly used this credit card in the last year and did not meet the standard of swiping the card 6 times (swiping the card 8 times) for no annual fee, an annual fee was deducted this time. Why can't I use Ping An Credit Card?

Thank you for using Ping An Credit Card. In addition to account status, normal card status, and sufficient available credit, whether a credit card transaction can be successfully completed is also affected by many factors, such as POS machine problems, line problems, specific merchants, or Communication problems, etc. If your card status, account, etc. are normal but you cannot swipe the card, it is recommended that you pay for this transaction through other methods. Thanks! If normal transactions are still not possible by then, you can call the credit card service hotline 95511-2 and follow the voice prompts to enter relevant personal information for manual assistance. I hope you will be satisfied with the above answers. If you have any questions later, you can ask them through the official WeChat account of Ping An Credit Card.

Prompt the emergence of fraudulent phishing websites on Baidu, inducing cardholders to log in to the so-called "Ping An Bank Credit Card", "Ping An" and other websites to enter bank card related information. In order to protect the interests of customers, our bank solemnly reminds: The official website of Ping An Credit Card is: creditcard.pingan. It is recommended that you save the domain name in your computer favorites. Please refer to the official answer of Baidu Enterprise. Do not trust the website or website searched online. The URL sent by an unknown text message.

Hope this solves your problem. Will a Ping An credit card that is under review be rejected?

I can only say that it is possible because the first credit card in my life was a Ping An card. I remember I applied for it in November 2012, but in March 2013 You only applied for the card in March, so it is possible that you applied for it at the end of the year, so it takes a long time, or else you may be rejected. Why is the Ping An Credit Card only 6,000?

The first time you apply for a credit card, you don’t have a limit. Too high, or your transaction flow in the banking system is low.