Current location - Trademark Inquiry Complete Network - Overdue credit card - Will the credit card be automatically canceled if it is not used for a long time?
Will the credit card be automatically canceled if it is not used for a long time?

Credit cards will not be automatically canceled if they are not used for a long period of time. As long as the credit card is used normally, regardless of whether it is used or not, the credit limit will accompany the cardholder for a long time, even for a lifetime. However, if the credit card is not activated within the validity period, it may be automatically canceled after expiration. In addition, if the credit card expires, it may be automatically canceled. However, if the credit card is not used for a long time after activation, the bank will not automatically cancel it. It can only be canceled by the cardholder's initiative to apply for card suspension. It should be noted that if a credit card is not used for a long time and is not canceled, it may incur annual fees and management fees, and may result in owing money to the bank and being blacklisted by the credit reporting system, so it is best to cancel it in time.