In normal operation, sales are worried about performance, and customers are afraid of routines.

Nowadays, credit card sales are very popular. To apply for a valid card, you have to pay dozens of yuan to more than 100 yuan in gifts, and the commission for applying for the card is only about 100 yuan. It is possible to do it. It's a loss-making business. The money is paid out of the salesperson's own pocket, and the bank will not reimburse it. But in this way, they can bring performance to them.

Related introduction:

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can make purchases, and then the bank will settle the bill with the merchant and cardholder. Cardholders can overdraft within the prescribed limit.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit.