When a family member dies without leaving a will and a password for the savings card, relatives must first confirm the legal heir of their property, and the heir must go to the notary office to notarize the inheritance right. An heir whose identity has been confirmed by a notary public may inquire about the account information and bank card status of the deceased in various banks and financial institutions with the Letter of Deposit Inquiry issued by the notary public. Then, the heir to the property can go through the transfer or payment procedures at the savings institution with his ID card and the savings card of the deceased, as well as the death certificate and notarized inheritance certificate issued by the public security organ.

At the same time, it is understood that compared with the complicated procedures of issuing various certificates for savings cards, the handling method of credit cards is much simpler. It is reported that if a credit card holder dies unexpectedly, his relatives need to call the credit card customer service center at the first time and return the card according to the guidance of the credit card customer service center. In addition, after the death of the credit card holder, his relatives need to fax the death certificate issued by the local public security organ to the customer service center. After waiting for the customer service center to confirm, if there is no debt in the card, you can directly cancel the card; If there is arrears in the card, you can only cancel it after the relatives have repaid it.