The specific limit of the Minsheng Bank Gold Credit Card depends on your conditions, and everyone is different. It depends on personal financial situation and credit level.

The limit of the Minsheng Bank Gold Credit Card is generally between RMB 10,000 and RMB 50,000. The annual fee for the Minsheng Bank Gold Credit Card is RMB 300. The interest-free period can be as short as 25 days or as long as 56 days. . If you use the card beyond the credit limit, an annual interest rate of 5.00% will be charged daily for the portion exceeding the credit limit, with a minimum of RMB 10.00/USD 1.00. The Minsheng Bank Credit Card Gold Card is free of annual fees for the first year, and the annual fees for the next year are waived if you swipe the card 8 times.