This is mainly based on comprehensive judgments such as repayment ability. If the conditions are proved to be sufficient, it is very easy to get the card. If the proof is not so sufficient, you may not get the card or the amount is low. Pay close attention to the progress of online inquiry in official website, and generally wait for about 20-40 days from the submission of application materials for card processing. It takes 15 days for the credit card center to review and put on record after receiving the credit card application materials from various cities. Then there is making cards. Due to the high value of business card printing equipment, it is basically made by credit card centers of domestic banks. This process usually takes two days. The last step is to send the card to the cardholder by registered mail, which usually takes 7 days-15 days. Counting the possible delays between various links, it is normal to get the card in 40 days.

Credit card application conditions of China Merchants Bank: (1) 18-65 years old citizen with civil capacity. (2) have a stable income and provide proof of income. (3) Personal credit information should be good and there is no bad record. (4) Whether you can successfully apply for a credit card is also related to your occupation. (5) Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. (6) Foreign and overseas personnel and officers in active service should provide temporary residence issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local residence and working in the local area.

Information required for credit card processing: (1) identification materials; (2) proof of work and income; (3) proof of financial resources; (4) Educational titles, professional qualification certificates, self-owned real estate licenses, self-owned automobile driving licenses and other auxiliary materials. Handling process: (1) Apply for an appointment online; (2) Three to five working days after the appointment, a staff member will come to contact and collect information; (3) It takes about 7 to 10 working days for the banking system to review personal information and call back; (4) If approved, the credit card will be sent within about 10 working days.