Yuanmengjin is a large-scale consumption installment product launched by CITIC Bank for the bank's credit card users. This credit line is generally included in the total credit line of CITIC Bank's credit card, and cardholders can use it when they spend a lot of money, such as home improvement and car purchase. Dream grant is a temporary credit line, which will be updated automatically every month. After opening the dream-dream-dream-dream, first use the temporary limit of dream-dream-dream, and then use the permanent limit of credit card. After using Mengmeng Mengmeng, a monthly handling fee of 0.75% will be generated every month.