Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
The methods to query the bank card flow are as follows:
1. Users can query in the bank's mobile banking. Download, log in and bind the bank card, and you can see all the transactions of the bank card in my account.
2. Users can choose to bring their bank cards and ID cards to the counter of any bank branch under the issuing bank for inquiry.
3. If users only want to check the bank card flow in a short period of time, they can choose to check it on the ATM. Generally, about 1 transactions can be found on the ATM.
how to unfreeze a frozen bank card?
There are many reasons why bank cards are frozen, and users can unfreeze them according to the reasons. Generally, the common reasons are as follows:
1. If the savings card is frozen due to the wrong password, users need to bring their valid original ID card and bank card to the bank outlet to unfreeze it. When unfreezing, if the assets are less than 5,, you can reset the password on the smart teller machine. If the balance in the card is more than 5,, you need to go to the counter in person.
2. If the savings card is frozen due to judicial reasons, it needs to be unfrozen after fulfilling the corresponding obligations. For example, you need to repay someone else's debt before you can unfreeze it.
3. If you haven't used the savings card for a long time, and the counter business is frozen, you need to go to the counter with your valid ID card and bank card.
4. The credit card is frozen and needs to be unfrozen. It may be due to illegal swiping or cashing, so it is best to go to the bank counter and remove the corresponding reasons before using it. If it is frozen because of the wrong password, you must also go to the counter.
Application and loss reporting
The process of applying for credit card and debit card is different. When applying for a credit card, you need to bring your valid certificate (ID card or copy of ID card), proof of residence, proof of income of the unit or proof of personal assets, and go through the relevant formalities at the bank counter. You need to fill out an application form, in which the information required is true.
after filling out the application form, you should go to the head office of the bank for filing. After the head office of the bank reviews the application materials, it will take about 2 working days to issue the card to the customer. It is relatively simple to apply for a debit card. You only need to bring your own valid documents, mainly your ID card, fill out the application form at the opening bank, and then you can issue the card to the applicant.
The reporting procedures of major banks are not exactly the same. If you lose it, you can use telephone or online banking to report it temporarily, and then bring your ID card and other supporting materials to the bank counter to report it.