individual users can't apply for a black card of a bank card. Only the branch president or a higher-level leader of the bank can recommend the qualification of the customer. A black card is a kind of credit card with high privacy and limit, which is usually several million yuan. Therefore, the holders of black cards have relatively strong financial resources, and the annual consumption should be at least 2 million yuan, which can't include large car purchases and house purchases.

cardholders with black credit cards can enjoy the world's top membership services, exclusive privileges and rights.

black cards issued by banks generally do not support active application. If you want to own a black card, you need to meet the specific conditions of the bank, and you can become a black card customer through the invitation of the bank.

The specific conditions for applying for a black card include identity, annual deposit or quarterly deposit, and good personal credit. However, the regulations of each bank are different.