BoC’s all-currency visa will generate a credit record. When using the Visa credit card issued by Bank of China, corresponding bills will be generated, and each credit card will generate a credit record. But if you apply for multiple Visa credit cards issued by Bank of China and generate different bills on multiple cards, then each card will generate a credit record. When using a credit card, you should pay attention to the repayment situation and avoid overdue and other bad credit records to ensure good personal credit and create favorable conditions for future loans and other financial services.